Identity theft is one of the most worrisome financial crimes that affects millions of people year in, year out. Identity theft happens when criminals steal the personal information of an unsuspecting victim to use it for fraudulent activities. In 2023, identity theft was responsible for 2.6 million cases of related fraud, with total losses of more than $10.3 billion. Most times, identity theft is perpetrated through people's electronic devices. In that vein, we are compiling a list of the best identity theft protection software for 2025.
What Is Identity Theft?
Identity theft is a serious crime that occurs when someone steals your personal information and uses it without your permission. This stolen information can be used for various fraudulent activities, often resulting in financial losses and damage to your reputation.
While working this, it is worth remembering that the best id theft protection software is dependent on the needs and priority of the individual needing the protection.
What Is Identity Theft Protection Software?
Identity theft protection software is a computer program provided by cybersecurity companies to assist you in monitoring your personal data online. These services keep tabs on any modifications to your records and notify you if something seems off; all in a bid to prevent and protect you from identity theft.
What Are The Key Components Of Identity Theft Protection Software?
The key components of identity theft protection software include:
1. Credit monitoring
This examines your credit reports for indications of fraud, such as someone establishing a bank account in your name, is one important function. You receive an alert whenever something out of the ordinary occurs. Dark web monitoring looks for leaks of your personal information, such as ID numbers or passwords, on dubious websites. They alert you right away if they discover anything.
2. Identity monitoring
This is a program that keeps an eye on public data for warning signs, including someone using your ID number unlawfully or moving your home location. Fraud notifications alert you to questionable activity, such as odd transactions or unsuccessful login attempts.
3. Identity restoration
These services assist you in reporting fraud, disputing bogus charges, and regaining your identity if your identity has been stolen. To assist you in creating and storing secure passwords, several services also come with password managers. Others provide social media monitoring services to look for phoney accounts or questionable activity connected to your accounts.
4. Identity theft insurance
In the event that you become a victim of fraud, some businesses even provide identity theft insurance to cover expenses like missed earnings and court bills.
The services mentioned above assist you in identifying identity theft early on, warning you of questionable activities, and restoring your identity in the event that it has been stolen. It's wise to weigh your alternatives and choose the one that best fits your demands and price range.
Key Factors to Consider When Looking For An Identity Theft Protection Software
When looking for the best id theft protection software to protect your devices from the hands of fraudsters, you need to consider the following:
- Ensure your identity theft protection software is one that is popular enough to monitor the major credit bureaus of your home country or region.
- Ensure that the identity theft protection software is one that allows for optimal identity monitoring of every part of your life including your Social Security number, transactional information of your online accounts and wallets and other personal information on the website including the dark web.
- Choose also an identity theft protection that can guarantee you identity recovery in case you ever get locked out or abandon your account for a while. They have to provide assistance with restoring your financial losses in case you do lose it.
- Also go for identity theft protection software that provides identity theft insurance. This insurance will help cover all the expenses that come forth during your recovery process.
- It is also ideal to go for identity theft protection software that has optimal cybersecurity features like antivirus software, Virtual Private Networks, and other cybersecurity tools.
Top Contenders For The Best Identity Theft Protection Software For 2025
The following are the creme de la creme of the best identity theft protection software for 2025, money can buy! They include:
1. Aura
Described on their website as an "All-in-one protection from identity theft, scams, and online threats for the whole family. Works across devices."; this identity theft protection software guarantees adult customers a $1 million coverage for eligible losses and fees racked up due to identity theft.
It gives customers a 60-day money-back guarantee while using the same security standards employed by banks and the military.
They guarantee that your data is always safe with them, selling to no third parties and providing 24/7 customer support for customers in the U.S.
You would also get an alert in minutes when someone compromises your credit file, with the option to lock your Experian file with just one tap for fast security. They also have family plans.
2. Norton 360 with LifeLock:
This identity theft protection software combines the efforts of device security through the use of Virtual Private Networks (VPN), malware protection, and anti-virus. A U.S.-based restoration giant, this identity theft protection software comes as an all-in on cyber protection allowing the user financial protection and peace of mind. It also comes with AI-powered detection for advanced scams. It also comes with identity theft protection measures like credit monitoring and alerts. Customers can enjoy a 60-day money-back guarantee on the product if it doesn't perform to expectation.
3. Identity Guard:
Currently giving customers an offer that will save them up to 16% of their subscription fee, Identity Guard is one identity theft protection software that has been protecting consumers from identity theft and financial fraud for over 25 years.
With services including credit monitoring, fraud monitoring and alerts; and 24/7/365 customer support for U.S.-based customers; they also provide a $ 1 million identity theft insurance cover. The platform is trusted by over 38 million people worldwide.
4. IDShield
This identity theft protection software service is highly rated worldwide for its legal support against identity theft, and high insurance coverage. It also features identity theft protection and restoration services and gives its customers access to up to $3 million in identity theft insurance, licensed private investigators, and 24/7 support. They also provide customers with various alert features including in-app messaging and emails. They also offer customers the ability to link their IDShield account to their social media profiles to monitor for any sensitive information that a scammer or hacker can exploit to steal your identity
5. Bitdefender Ultimate Security
Recommended to customers looking for a complete security suite. This identity theft protection software offers customers a very strong all-around protection from hackers or scammers. Bitdefender Ultimate Security gives customers the opportunity to choose their subscriptions according to their pockets. It also is renowned for running its checks and all quietly in the background, catching threats automatically without interrupting the customer’s workflow or slowing down the performance of their device.
Conclusion
And there you have it, the best identity theft protection software for 2025: expert choice. In case you need the coverage Identity theft protection brings and other business solutions to keep your organization on the part of compliance, look no further than Youverify. Trusted by more than two thousand individuals and organizations worldwide including MTN and Standard Chartered, you can rest easy, knowing that we’ve got you covered! Book a demo today!